Fund for African Rural Innovation Promotion

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Trees as collateral for stipend?

Oumi is a young woman from from a farming family who has finished her secondary school with good marks. She wants to study nursing. But she and her family do not have the money to pay for the tuition and for subsistence during the study time. But she and her mother have planted timber trees and can plant further trees on family land. Can she get a 3—5 year loan that acts like a stipend, with a respective number of her trees provided as collateral? The idea is to take this up as a first pilot demonstration in the framework of the GRACOMA concept.

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